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Pension Credit standard minimum guarantee (single) — 2026-27
A single pensioner on a low income — tops weekly income up to this guaranteed level. From 6 April 2026 it is £238.00 a week — a Gera Benefits Index of £12,409 a year.
What is the Pension Credit standard minimum guarantee (single) rate for 2026-27?
From 6 April 2026, Pension Credit standard minimum guarantee (single) is £238.00 a week, up from £227.10 the year before — a 4.8% increase, uprated by triple lock (average earnings growth). The Gera Benefits Index values this at about £12,409 over a year. Source: DWP / GOV.UK benefit and pension rates 2026-27 (OGL v3.0).
Pension Credit standard minimum guarantee (single) — 2026-27 rate
| Measure | Value |
|---|---|
| New rate (2026-27) | £238.00 a week |
| Previous rate (2025-26) | £227.10 a week |
| Cash increase | +£10.90 a week |
| Percentage increase | +4.8% |
| Uprated by | Triple lock (average earnings growth) |
| Gera Benefits Index (annual value) | £12,409 a year |
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At the 2026-27 rate, Pension Credit standard minimum guarantee (single) is worth £12,409 a year on the Gera Benefits Index — up from a £227.10 a week rate a year ago to £238.00 a week (full-year value).
Pension Credit (single) — FAQ
- How much is Pension Credit standard minimum guarantee (single) in 2026-27?
- Pension Credit standard minimum guarantee (single) is £238.00 a week from 6 April 2026, up from £227.10 a week in 2025-26. That is a 4.8% increase. A single pensioner on a low income — tops weekly income up to this guaranteed level.
- What is Pension Credit (single) worth over a year?
- The Gera Benefits Index values Pension Credit standard minimum guarantee (single) at £12,409 a year at the 2026-27 rate (£238.00 a week × 52.14). This is the full-year cash value, computed from the real DWP/GOV.UK rate.
- Why did Pension Credit (single) rise by 4.8%?
- Pension Credit standard minimum guarantee (single) was uprated by triple lock (average earnings growth) for 2026-27, taking it from £227.10 to £238.00 a week. Source: DWP / GOV.UK benefit and pension rates (Open Government Licence v3.0).
How the Gera Benefits Index is calculated
The Gera Benefits Index (GBNI) is the annualised cash value of this benefit at its 2026-27 rate: £238.00 × 52.14, rounded to whole pounds = £12,409 a year. The 4.8% figure is the real year-on-year change from the 2025-26 rate of £227.10 to the 2026-27 rate of £238.00. Every input is a real published DWP / GOV.UK figure; nothing is estimated. The index presents the official rate as a yearly total — it is not a benefits-entitlement calculation, and your actual award depends on your circumstances.
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Related
- All UK benefit rates 2026-27 — the full Gera Benefits Index table.
- Pension Credit standard minimum guarantee (couple) — £363.25 a week.
Contains public sector information published by Department for Work and Pensions and licensed under the Open Government Licence v3.0. Source: DWP — Benefit and pension rates 2026 to 2027 (2026-27 tax year (from 6 April 2026), published November 2025).