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Universal Credit standard allowance (single, 25 or over) — 2026-27
A single Universal Credit claimant aged 25 or over (paid monthly). From 6 April 2026 it is £424.90 a month — a Gera Benefits Index of £5,099 a year.
What is the Universal Credit standard allowance (single, 25 or over) rate for 2026-27?
From 6 April 2026, Universal Credit standard allowance (single, 25 or over) is £424.90 a month, up from £400.14 the year before — a 6.2% increase, uprated by cpi plus 2.3 percentage points. The Gera Benefits Index values this at £5,099 over a year. Source: DWP / GOV.UK benefit and pension rates 2026-27 (OGL v3.0).
Universal Credit standard allowance (single, 25 or over) — 2026-27 rate
| Measure | Value |
|---|---|
| New rate (2026-27) | £424.90 a month |
| Previous rate (2025-26) | £400.14 a month |
| Cash increase | +£24.76 a month |
| Percentage increase | +6.2% |
| Uprated by | CPI plus 2.3 percentage points |
| Gera Benefits Index (annual value) | £5,099 a year |
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At the 2026-27 rate, Universal Credit standard allowance (single, 25 or over) is worth £5,099 a year on the Gera Benefits Index — up from a £400.14 a month rate a year ago to £424.90 a month (full-year value).
Universal Credit (single 25+) — FAQ
- How much is Universal Credit standard allowance (single, 25 or over) in 2026-27?
- Universal Credit standard allowance (single, 25 or over) is £424.90 a month from 6 April 2026, up from £400.14 a month in 2025-26. That is a 6.2% increase. A single Universal Credit claimant aged 25 or over (paid monthly).
- What is Universal Credit (single 25+) worth over a year?
- The Gera Benefits Index values Universal Credit standard allowance (single, 25 or over) at £5,099 a year at the 2026-27 rate (£424.90 a month × 12). This is the full-year cash value, computed from the real DWP/GOV.UK rate.
- Why did Universal Credit (single 25+) rise by 6.2%?
- Universal Credit standard allowance (single, 25 or over) was uprated by cpi plus 2.3 percentage points for 2026-27, taking it from £400.14 to £424.90 a month. Source: DWP / GOV.UK benefit and pension rates (Open Government Licence v3.0).
How the Gera Benefits Index is calculated
The Gera Benefits Index (GBNI) is the annualised cash value of this benefit at its 2026-27 rate: £424.90 × 12, rounded to whole pounds = £5,099 a year. The 6.2% figure is the real year-on-year change from the 2025-26 rate of £400.14 to the 2026-27 rate of £424.90. Every input is a real published DWP / GOV.UK figure; nothing is estimated. The index presents the official rate as a yearly total — it is not a benefits-entitlement calculation, and your actual award depends on your circumstances.
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Related
- All UK benefit rates 2026-27 — the full Gera Benefits Index table.
- Universal Credit standard allowance (couple, one or both 25 or over) — £666.97 a month.
- Jobseeker's Allowance (contribution-based, 25 or over) — £95.55 a week.
- Employment and Support Allowance (single, 25 or over) — £95.55 a week.
Contains public sector information published by Department for Work and Pensions and licensed under the Open Government Licence v3.0. Source: DWP — Benefit and pension rates 2026 to 2027 (2026-27 tax year (from 6 April 2026), published November 2025).