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Is Finland good value? Salary vs cost of living
Real Eurostat take-home pay and cost of living for Finland, with its Gera EU Value Index of 117.9 (ranked 6 of 27 EU countries).
Is Finland good value — how far does a salary go there?
As of 2024, Finland has a Gera EU Value Index of 117.9 (EU≈100), above the EU median of 94.9 and ranked 6 of 27 EU countries. Net annual take-home pay is €32,957 (Eurostat, single person, 100% of average wage), with a Gera EU Cost Index of 113.2. In purchasing-power terms its earnings index is 111.3 (EU=100).
Finland salary & cost figures
| Metric | Value | vs EU |
|---|---|---|
| Net annual take-home pay | €32,957 | +33.5% |
| PPS earnings index (real buying power) | 111.3 | EU=100 |
| Cost of living (Gera EU Cost Index) | 113.2 | +13.2 pts |
| Gera EU Value Index | 117.9 | median 94.9 |
| EU value rank | 6 of 27 | — |
See how your own salary compares
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How far does your salary go in the EU?
Enter a net (take-home) salary and pick two EU countries. We index it against the EU norm using the same real Eurostat earnings and cost-of-living figures behind the Gera EU Value Index.
| Metric | Finland | Austria |
|---|---|---|
| Your salary, locally | €35,000 | €35,000 |
| Salary value vs EU norm | 125.2 | 120.4 |
| Local cost of living (EU=100) | 113.2 | 117.8 |
| Typical local net pay | €32,957 | €35,824 |
| Gera EU Value Index | 117.9 (#6) | 123.2 (#2) |
On €35,000 a year, your salary stretches further in Finland — a value index of 125.2 against the EU norm of 100, because its cost of living is 113.2 (EU=100). The same salary indexes 125.2 in Finland and 120.4 in Austria. The Gera EU Value Index median is 94.9.
Finland salary & value — FAQ
- Is Finland good value to live and work in?
- Finland has a Gera EU Value Index of 117.9 (EU≈100, 2024), better than the EU median of 94.9, and ranks 6 of 27 EU countries. It pairs €32,957 net annual earnings with a Gera EU Cost Index of 113.2. The index reflects how far take-home pay stretches against local costs, using Eurostat data.
- What is the average take-home salary in Finland?
- Net annual earnings in Finland are €32,957 for a single person at 100% of the average wage, after tax and social contributions, per Eurostat (earn_nt_net, 2024). In Purchasing Power Standard terms its earnings index is 111.3 (EU=100), adjusting for local prices.
- Is the cost of living high in Finland?
- Finland has a Gera EU Cost Index of 113.2 (EU average ≈ 100), built from Eurostat price levels and household electricity and gas prices. That is above the EU average, so day-to-day costs are higher than in most member states.
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Contains public sector information published by Eurostat (European Commission) and licensed under the Eurostat reuse policy (© European Union — free reuse with attribution). Source: Eurostat — Net annual earnings (earn_nt_net), single person at 100% of average wage (2024 (earnings) · 2024 price levels / 2025-S2 energy (cost of living), published 2025 (Eurostat earnings release)).